Four days before Dad’s funeral, the mortuary’s number flashed on my phone as I rummaged through my closet, pretending it mattered to find a work-appropriate outfit that didn’t need ironing. A bass voice rumbled: “Ms. Silva? Howard Greenwood calling from Greenwood Memorial Gardens. Are you available this morning? It’s urgent that we speak in person.”
Urgent? In person? Traffic would gridlock on the Bay Bridge to the mortuary in Oakland. Hopefully, my 9 a.m. townhouse tour could be rescheduled—I needed that commission. Purchasing the “Golden Memorial Services” package had maxed my credit limit.
“All right,” I sighed into the phone, “I’ll be there.”
An hour later, I sat in the softly lit office, praying this wasn’t about my credit card.



























